Most pay calculators hand you one number. You cannot see which bracket did what, whether the Medicare levy was phased in, whether super was inside the figure or on top of it, or what the study loan actually took. When a rate changes, you cannot tell whether the site noticed.
Payjoey does the opposite: every rate is read from a dated file that names its source, every engine is pinned by automated tests to the ATO’s own published figures, and every result is broken into the lines that produced it. If a rate drifts from the official schedule, the site fails to build rather than serve a stale answer.
Payjoey is independent. It is not owned by a bank, a super fund, a payroll company or a lender, it does not sell leads, and it is free to use. Advertising supports it and never influences a calculation.
Who makes Payjoey
Payjoey is built and maintained by Rakesh Choudhary, who writes every calculator engine, sources every rate and keeps the tests honest. Pay calculators are his established beat: he also runs Indian Pay Calculator, a salary and pension platform relied on by Indian government employees, Tallyroo, which does the same job for Australian property costs, and Calcinum, a library of US tax and finance tools. Each is built the same way: official schedules in, transparent working out, figures re-verified whenever the rules change. You can verify his profile on LinkedIn.
Payjoey publishes arithmetic, not advice. Every figure on this site is computed from the ATO’s published schedules and pinned by an automated test suite to their own worked examples. The authority here is the sources and the arithmetic, and both are shown on every page. Whether a figure applies to you — eligibility this site does not collect can change it — is a question for a registered tax agent.
Who operates Payjoey
Payjoey is operated in Australia by Deepanshu Chaudhary, who holds the domain licence and looks after the Australian side of running the site — you can verify his profile on LinkedIn. He has no editorial role. The engines, the rate files and the tests are Rakesh’s work, and nothing here is reviewed or approved by anyone else before it is published.
What “verified” means here
It means a specific thing, not a badge. Each rate was read from the authority’s own page in a browser session, the date of that reading is stamped on the page that uses it, and an automated test holds the engine to the authority’s published worked example. Where the ATO’s own table differs from the pure formula — its study loan scale rounds a constant by 35 cents — we follow the table, because the number you get has to match the notice of assessment you receive. Where a figure is an assumption rather than a published rate, the page says so on its face.
Every schedule is re-read each 1 July, when the new financial year’s figures are published, and study loan indexation is re-read each June. Between those dates, if something changes and we have not noticed, the fastest fix is you: corrections go ahead of new pages, and a reported figure gets a test pinned to it so the same mistake cannot return. The methodology page sets out exactly what is modelled and what is not; the contact page is where to send a wrong number.